Platinum Credit Card
Whether you’re buying everyday necessities or spending on an overseas vacation, shop more conveniently than ever with your NBF Islamic Platinum Credit Card. Enjoy competitive profit rates, flexible installment options and acceptance at over 20 million establishments worldwide.
Product Features
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10% cashback on all dining spends
Enjoy 10% cashback on all dining spends with your NBF Islamic Platinum Credit Card. Up to AED 150 cashback every month.
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0% instalment plan
Convert your transactions into manageable monthly payments and enjoy profit rates as low as 0% and flexible repayment options starting from three months.
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EZ draft facility
Access additional funds for those unexpected expenses. We’ll transfer up to 70% of your credit limit into your account.
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Balance transfer facility
Enjoy the savings and convenience of having all your card payments consolidated in one account. NBF’s Balance Transfer Facility allows you to pay off the balances you owe other banks at highly competitive rates. Even better, you can convert your transfer amount into an instalment plan of your choice for up to 24 months.
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ATM withdrawals
Get instant cash from over 840,000 ATMs globally. Withdraw cash amounting to up to 40% of your credit limit.
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Free supplementary cards
Get free supplementary cards for your family members, so they enjoy all the same benefits you do.
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Mobile banking & SMS alerts
Access free online banking services and receive SMS alerts every time a transaction is made.
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Convenience and flexibility of payments
Make your credit card payment through any of these channels:
- NBF cash deposit machines
- NBF Direct online banking
- Auto debit -
Chip & PIN and Visa payWave
To enhance your safety, NBF’s credit cards are chip & PIN and Visa payWave enabled. Enjoy enhanced security and the convenience of a ‘tap to pay’ feature to speed up payment on transactions upto AED 300.
Product Features
-
10% cashback on all dining spends
Enjoy 10% cashback on all dining spends with your NBF Islamic Platinum Credit Card. Up to AED 150 cashback every month.
-
0% instalment plan
Convert your transactions into manageable monthly payments and enjoy profit rates as low as 0% and flexible repayment options starting from three months.
-
EZ draft facility
Access additional funds for those unexpected expenses. We’ll transfer up to 70% of your credit limit into your account.
-
Balance transfer facility
Enjoy the savings and convenience of having all your card payments consolidated in one account. NBF’s Balance Transfer Facility allows you to pay off the balances you owe other banks at highly competitive rates. Even better, you can convert your transfer amount into an instalment plan of your choice for up to 24 months.
-
ATM withdrawals
Get instant cash from over 840,000 ATMs globally. Withdraw cash amounting to up to 40% of your credit limit.
-
Free supplementary cards
Get free supplementary cards for your family members, so they enjoy all the same benefits you do.
-
Mobile banking & SMS alerts
Access free online banking services and receive SMS alerts every time a transaction is made.
-
Convenience and flexibility of payments
Make your credit card payment through any of these channels:
- NBF cash deposit machines
- NBF Direct online banking
- Auto debit -
Chip & PIN and Visa payWave
To enhance your safety, NBF’s credit cards are chip & PIN and Visa payWave enabled. Enjoy enhanced security and the convenience of a ‘tap to pay’ feature to speed up payment on transactions upto AED 300.
Required Documents
You can apply for an NBF Islamic Platinum Credit Card if you are over 21 years of age, earning a salary or are self-employed and residing in any of the emirates within the UAE.
When you apply for an NBF Islamic Platinum Credit Card, you need to bring us:
- A copy of your valid passport
- A copy of your valid residency visa (for expatriates)
- A copy of your current dated salary certificate (less than 30 days old)
- Bank statements from the past three months
- A copy of your Emirates Identity card
- Proof of any additional income
- Your tenancy contract and a utility bill as proof of address
If you would like your salary transferred to your NBF Islamic account, you will need to complete an account opening application form.
Rates and Charges
Profit rate |
2.99% per month
|
---|---|
Cash advance fee | 4% of advanced amount or AED 50 (whichever is higher) |
Foreign currency transaction fee | 2.50% |
Cash withdrawal limit | 40% of card limit |