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Home Finance

Home Finance Islamic Bank

Owning your own home is more than an investment: it can secure your family's future. NBF Islamic Home Finance is a flexible solution to help you to become a property owner.

Based on the principle of Ijara, NBF Islamic Home Finance brings you competitive profit rates, simple documentation and quick approvals – and your NBF Relationship Manager will guide you throughout your application.

Product Features

  • Finance up to AED 20 million
  • Competitive rates
  • Transparent EIBOR-linked pricing structure
  • Flexible payment period (up to 25 years)
  • Financing for freehold and leasehold properties
  • Financing up to 80% of the current property value
  • Transfer of existing home finance
  • Free for life NBF Islamic Platinum Credit Card

     You may lose your property if you do not keep up with your repayments/payments.

    Warning: If you pay off a loan/finance early, you may have to pay penalties. If you do not make your loan/financing repayments/payments on time, your account will go into arrears. This may have an impact on your credit rating, limiting your capacity to obtain finance in the future.

Required Documents

You can apply for home finance if you are over 21 years of age, earning a salary or are self-employed and residing in any of the emirates within the UAE.

You need to provide:

  • A copy of your valid passport
  • An original salary certificate from your employer
  • Bank statements dating back to the past six months
  • Property documents (as required)

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