Personal Finance
We understand that you need to be there for those you love. Whatever it is you need to finance - your family's dream vacation, your child's school fees or wedding - NBF Islamic Personal Finance, based on the principle of Murabaha, gives you funds upfront to meet your requirements.
Access your funds whenever you need to and enjoy affordable monthly payments at rates that work for you.
Product Features
- Financing of up to 20 times your monthly income
- Competitive profit rates starting from 6.25% p.a.
- Flexible payment terms up to 48 months
- Fast processing and easy documentation
- No hidden costs
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Free online banking and 24/7 phone banking services
Terms and conditions apply.Warnings: In accordance with NBF's approved policy on installment deferments, please be advised that availing a deferment may extend the overall duration of your financing. Furthermore, this deferment may lead to the accumulation of additional charges. It is also important to note that deferring any installment may cause the final installment amount to exceed the standard equated monthly installment (EMI). By opting for a deferment, you acknowledge and accept these implications.
Required Documents
You are eligible to apply for NBF Islamic Personal Finance provided you are:
- At least 21 years of age
- Earning a minimum salary of AED 5,000 per month
- Employed at your current employer for at least six months