Easy Payment Plans
Shop now, pay later with peace of mind. Convert purchases over AED 500 into easy, Shari’a-compliant monthly payments. Available on all NBF Islamic credit cards.
Flexible Payment Solutions to Fit Your Lifestyle
- Convenient payment terms from 3 to 12 months
- 0% profit rate or zero processing fees on select transactions
- Valid for purchases of 500 or more, made anywhere in the world
Simplify Your Spending with NBF Islamic Easy Payment Plan
- Quick and easy setup with no additional paperwork
- Available for all NBF Islamic credit cards for added convenience
- Convert transactions into easy instalments via SMS
Enjoy Payments on Your Own Terms
Make your purchases more manageable with NBF Islamic Easy Payment Plans. Benefit from 0% profit rates or zero processing fees on eligible transactions made with your NBF Islamic Visa Credit Card.
Choose from payment tenures of 3, 6 or 12 months to suit your financial needs – all within a Shari’a-compliant framework.
For select partners, enjoy instalment plans with no processing fees, giving you even more value and convenience.
Relevant Links
NBF Easy Payment Plan – Terms & Conditions
`Eligibility:
Easy Payment Plan (EPP) is available to holders of valid NBF Islamic Visa Credit Cards issued in the UAE, with qualifying POS or online transactions meeting NBF Islamic’s minimum threshold.
Profit Rate & Fees
The processing fee and profit rate are calculated as a percentage of the total eligible purchase. The exact amount will be displayed when selecting a plan.
Conversion Timeline
You can request to convert a transaction to an EPP within 30 days of the purchase date.
Eligible Transaction Amounts
Only transactions between 500 and 100,000 are eligible for EPP conversion.
Missed Instalments
If an EPP instalment is missed, the plan will be cancelled and the full outstanding amount will be treated as a regular purchase, subject to standard finance charges.
Non-Refundable Fees
Processing fees are non-refundable in the event of cancellation.
Early Settlement Charges
An 50 foreclosure fee applies per plan. If more than four plans are closed on the same day, a one-time fee of 200 will be charged.
Activation Conditions
The EPP will only be activated after the cardholder is informed of the profit rate, fees, and payment terms and provides consent.
Statement Billing
Once activated, monthly EPP instalments will appear on your credit card statement and form part of the minimum payment due.
Account Standing Requirements
EPP is only available if your credit card account is not past due and within its assigned credit limit.
Regulatory Compliance
All EPP terms are subject to applicable laws, regulations, and NBF Islamic policies, which may be updated periodically. Full details are available on the NBF Islamic website.
NBF Easy Payment Plans
| Transaction Amount | 3 months | 6 months | 12 months |
|---|---|---|---|
| 500 – 4,999 | Processing Fee 39 | Processing Fee 79 | Processing Fee 149 |
| Profit Rate 0% | Profit Rate 0% | Profit Rate 0% |
|
| 5,000 and above* | Processing Fee 0% | Processing Fee 0% | Processing Fee 0% |
| Profit Rate 0.33% | Profit Rate 0.33% | Profit Rate 0.33% |
Special Offers on NBF Easy Payment Plans
| Partner Name | Term | Processing Fee | Profit Rate | Minimum Amount (AED) | Valid from | Valid Until |
|---|---|---|---|---|---|---|
| Danube Homes | 3 | 0% | 0% | 1000 | 07-Jan-22 | 31-Dec-25 |
| 6 | 0% | 0% | 1000 |
