Infinite Credit Card

Product Features

• 10% cashback on all dining spends

  Enjoy 10% cashback on all dining spends with your NBF Islamic Platinum Credit Card. Up to AED 150 cashback every month.

• Cashback rewards

  For every dirham you spend on your NBF Islamic Visa Infinite Credit Card, you earn up to 3% cashback. Cashback can be redeemed by simply calling 8008NBF(623).
  
  - Any retail transaction will earn you cashback
  - You can earn unlimited cashback
  - No minimum spend required

  SPENDING RANGE (AED)	CASHBACK REWARD (Domestic)	CASHBACK REWARD (International)
  0 to 9,999	1%	2%
  10,000 to 19,999	1.5%	2.5%
  Above 20,000	2%	3%

• Airport lounge access

  As an NBF Islamic Visa Infinite credit cardholder, you are eligible to receive unlimited airport lounge access for you and a guest through LoungeKey. There is no need to register prior to visiting the lounge; simply present your Visa Infinite card to the lounge staff to process your visit.
  
  To view the lounges in the program, and to sign up for the mobile app, visit www.loungekey.com/visainfinitemena. There are over 650 lounges globally to choose from.

  If you have any complaints relating to any Lounge access, please download and fill-out the Visa Loungekey Lounge Visit Complaint and Dispute Form.

  Important Notice: Starting 1 October 2024, you will need to be registered through the Visa Airport Companion App to enjoy airport lounge access privileges with your NBF Islamic Visa Infinite Credit Card. Stay tuned as we will soon share the necessary download links for the Visa Airport Companion App with you to ensure a smooth lounge experience in your future travels.

• 24/7 concierge

  Offering you a host of services all day, every day, the Visa Infinite Concierge makes the impossible, possible: tickets to a concert, a hundred roses at midnight, a reservation at a top-tier restaurant, travel arrangements and more. Nothing is too troublesome.
  - Toll-free: 800 0441 3487
  - International direct dialling: +971 4 361 1234
  Alternatively, you can send an email to concierge@visainfinite-mea.com

• 0% instalment plan

  Convert your transactions into manageable monthly payments and enjoy profit rates as low as 0% and flexible repayment options starting from three months.

• Balance transfer facility

  Transfer your outstanding credit card balance from any card to NBF and enjoy special promotional profit rates and repayment period options from three to 24 months.
  

• EZ draft facility

  Get access to additional funds to meet unexpected expenses and get up to 70% of your credit limit transferred into your account. Flexible repayment options start from three months.
  

• Supplementary card

  Give your family members NBF Islamic supplementary credit cards and let them enjoy all the benefits of our exclusive rewards programme. You can have up to two credit cards issued to family members who are over 15 years of age.

• Multi-trip travel insurance

  Book travel tickets using your NBF Islamic Visa Infinite Credit Card and receive free comprehensive domestic and international travel insurance for you and your immediate family for up to 90 days**. Learn more.

• Chip & PIN and Visa payWave

  To enhance your safety, NBF’s credit cards are chip & PIN and Visa payWave enabled. Enjoy enhanced security and the convenience of a ‘tap to pay’ feature to speed up payment on transactions upto AED 300.

   

• Extended warranty

  Use your NBF Islamic Visa Infinite Credit Card to pay for your purchases and receive double the warranty on every item. Learn more.

• Global customer assistance*

  If you ever lose your NBF Islamic Visa Infinite Credit Card no matter where you are in the world, Visa’s Global Customer Assistance Services will help you 24 hours a day, 7 days a week.
  
  To contact Visa Global Customer Assistance, dial the following numbers: UAE: 8000-021 then 866-654-0112 or via collect to +1 303 967 1090 (call charges may apply).

• A world of endless possibilities

  Enjoy all these exclusive rewards plus a whole host of other exciting benefits like substantial leisure, hospitality and dining discounts when you explore the endless possibilities with your NBF Islamic Visa Infinite Credit Card.

• Global acceptability

  Shop whenever and wherever you want with an NBF Islamic Visa Infinite Credit Card:
  - Withdraw instant cash at over 840,000 ATMs worldwide
  - Withdraw cash over the counter at any NBF branch
  - Worldwide card acceptance at over 28 million establishments

• Cash advance facility

  You can withdraw up to 40% of your available credit limit at any ATM across the globe that accepts Visa. Cash can also be withdrawn over the counter at other banks worldwide.

• Foreign transactions

  When you use your NBF Islamic credit card abroad, the transaction amount is converted from the transaction currency to US Dollars, based on the prevailing international exchange rate on that date. In order to assist our cardholders, all transactions are converted back to AED for payment.

• Direct debit facility

  Enjoy the convenience and flexibility of making minimum or full payments as specified on your monthly statements via your NBF account.

• Mobile banking/SMS alert services

  To make banking with NBF an even safer experience and to keep you up-to-date with your finances, you will receive free SMS alerts for:
  - All your NBF credit card transactions
  - Your payment due date reminders
  - Any payments made towards servicing your credit card
  - Any card statements issued

  *Fees apply for card blocking, card replacement and emergency cash withdrawal.

  ** Comprehensive travel insurance is provided automatically when you use your NBF Islamic Visa Infinite Credit Card to purchase your flight tickets and is applicable for the first 90 days of your trip.

• FAQs
  • How do I earn cashback on NBF Credit cards?

  Cashback is provided on NBF Platinum & Infinite Credit cards only. Click here for more details.

  • What are the charges on NBF Credit cards?

  Please refer to the Schedule of Charges for more details.

  • How to earn cashback on dining?

  Enjoy 10% cashback on dining spends on NBF Islamic Visa Platinum credit card & NBF Islamic Visa Infinite credit card. Get a maximum of AED 150 cashback per statement cycle. Click here for details.

  • What benefits do I enjoy as a supplementary cardholder?

  A supplementary cardholder enjoys the same benefits as the primary cardholder.

  Click here for supplementary card application.

  • Will my supplementary card have its own credit limit?

  Credit card limits for any supplementary credit cards are shared with that of the primary card (i.e. they form part of the primary credit card limit).

  • What is NBF’s Easy Payment Plan?

  NBF's Easy Payment Plan is a system allowing you to pay off an item you have purchased in fixed amounts at specified intervals. In other words, it allows you to "buy now and pay later".

  When you use your NBF credit card, you have the option of having the transaction converted into fixed instalments which you will repay for a certain number of months.

  To find out more, please read our easy payment plan FAQs.

  • What is a balance transfer?

  This facility allows to move the outstanding amount on any other bank credit card to NBF credit card.

  Read our FAQs to find out more about the benefits of transferring your card balance to NBF.

  • What terms and conditions pertain to my NBF credit card?

  Read more about our credit card terms and conditions here.

  • What is EZ Draft / Cash on Call?

  With NBF's EZ Draft / Cash on Call, the available limit on your credit card can be transferred to you by way of a cheque (for school fee payments only) or account transfer ( to your NBF account only)

  To find out more about NBF's EZ draft / Cash on Call facility, please read our FAQs.

  • Do I have to clear my entire outstanding balance at the end of each month?

  The minimum amount you have to pay is AED 100 or 5% of the outstanding balance on your credit card, whichever is higher.

  • How do I make my monthly repayments?

  Your monthly repayments to NBF can be via cash, cheque or through a debit order instruction from your NBF account whenever your monthly salary is received.