Small and Medium Enterprises
Empowering SMEs with Shari’a-compliant banking built for every stage of growth
NBF Connect
A Digital Platform for SMEs
Designed with SMEs, for SMEs, NBF Connect is a dynamic digital community where entrepreneurs can network, share expertise, and stay informed about market trends. This unique platform provides:
- Access to valuable market insights and industry updates
- Guidance on e-commerce and marketplace management
- Business and banking services that drive digital transformation
Join NBF Connect today and be part of an evolving SME community.
Click here to learn more or watch our video.
Comprehensive Banking Solutions
As an NBF Islamic SME client, you’ll gain access to a wide range of Shari’a-compliant business accounts and financing options, including:
• Working capital facilities to support efficient cash management
• Collateral-free term financing to enable seamless business growth
• Long-term funding for office or warehouse development
• Project finance to expand operations sustainably
• Parameterised solutions for fast and flexible access to funds
Our experienced relationship managers are based across the UAE, offering expert guidance and personalised support. Backed by specialists in trade finance, cash management and treasury, we’re here to help you focus on growing your business with confidence.
For market updates and industry insights, explore our SME In-Depth Industry Report.
Supporting SMEs Across the UAE
At NBF Islamic, we are proud to support small and medium enterprises through Islamic banking services tailored to their growth and success. With over a decade of experience and a dedicated SME-focused team, we understand the challenges and opportunities businesses face across the UAE.
Whether you’re launching a startup or scaling an established venture, our solutions are designed to help you thrive in a competitive landscape. Our unwavering commitment to SMEs is reflected in our personalised approach and innovative financial offerings.
Partner with NBF Islamic to grow your business with confidence and purpose. Speak to our team today to learn how we can support your journey.
Strategic Partnerships to Power Your Growth
To strengthen our support for small and medium enterprises across the UAE, NBF Islamic has established partnerships with key institutions to offer Shari’a-compliant risk protection and financing solutions.
Etihad Credit Insurance (ECI)
Through our partnership with ECI, we help SMEs – particularly those in higher-risk sectors – safeguard their operations and access Islamic finance tools that promote long-term resilience. Offerings include:
• Murabaha Trade Credit Insurance
• Export and Project Financing
• Factoring and SME Financing
• LC Confirmation and Credit Guarantee Fund
Emirates Development Bank (EDB) Credit Guarantee Scheme
In collaboration with EDB, NBF Islamic supports SME financing through credit guarantees, providing access to competitive funding while managing risk. Features include:
• Financing up to 3.5 million for established SMEs and 1.7 million for startups
• Up to 85% guarantee for partner banks
• Support for working capital, business growth and operational needs
These partnerships reflect NBF Islamic’s ongoing commitment to enabling sustainable growth for SMEs through ethical, innovative financial solutions.
Business Accounts & Deposits with NBF Islamic
NBF Islamic offers a range of account and deposit options designed to help SMEs manage cash flow, optimise liquidity, and grow with confidence – all while following Islamic financial principles.
Corporate Current Account
A flexible account that supports day-to-day business needs, with access to major currencies, a chequebook facility, and secure digital banking for efficient local and international transactions.
Corporate Murabaha Deposit
Ideal for managing surplus funds, this fixed-term deposit offers pre-agreed profit rates and flexible tenures, giving you clear visibility on returns while supporting prudent financial planning.
Wakala Deposit
Structured as an agency agreement, this deposit allows you to invest funds through NBF Islamic as your agent. Profit rates are shared in advance, offering a balance of potential returns and capital protection.
