Spend & Win Up to AED 20,000 Cashback
Valid until 30 November 2026
Save More. Earn More Chances to Win
With NBF Spend & Win, every eligible card transaction could win you cashback rewards. The more you spend, the more chances to win.
You can also earn additional entries by increasing and maintaining higher balances in your NBF Current or Savings Account during the campaign period.
How to Earn Entries
Credit Card Spend
- Earn 1 entry for every cumulative AED 1,000 spent on local transactions.
- Earn 2 entries for every cumulative AED 1,000 spent on international transactions.
Debit Card Spend
- Earn 1 entry for every qualifying debit card transaction of AED 2,000 or more.
Save More. Earn More Chances to Win
Eligible NBF Current and Savings Account customers can also earn additional entries into the final draw by increasing and maintaining higher account balances throughout the campaign period.
For every AED 50,000 increase in your average account balance compared to your balance on 31 August 2026, you will earn 1 additional entry, up to a maximum of 20 entries.
Example:
If your average balance increases by AED 500,000 during the campaign period, you’ll earn 10 entries into the final draw.
Draw Dates & Prizes
Draw 1 | 15 October 2026
Based on qualifying transactions made between 1 September and 30 September 2026.
- 5 winners × AED 2,000 cashback
- 15 winners × AED 1,000 cashback
- 15 winners × AED 500 cashback
Draw 2 | 19 November 2026
Based on qualifying transactions made between 1 October and 31 October 2026.
- 5 winners × AED 2,000 cashback
- 15 winners × AED 1,000 cashback
- 15 winners × AED 500 cashback
Grand Draw | 17 December 2026
Based on qualifying transactions made between 1 November and 30 November 2026, plus eligible Current and Savings Account customers.
- 5 winners × AED 20,000 cashback
- 10 winners × AED 2,000 cashback
- 10 winners × AED 1,000 cashback
- 10 winners × AED 500 cashback
Winners will be announced within seven days of each draw.
The more you spend and save, the more chances to win.
تُطبّق الشروط والأحكام
Key Offer Details
- Open to eligible NBF Retail Credit Cardholders, Debit Cardholders and Current & Savings Account customers, including Conventional and Islamic customers.
- New and existing NBF customers can participate.
- Spend on both primary and supplementary credit cards counts towards qualifying spend.
- Current and Savings Account balances are calculated across all eligible accounts held by the same customer.
- Cashback prizes will be credited within seven working days after each draw.
Important Conditions
- Only posted and settled transactions qualify.
- Pending, reversed, refunded, disputed or cancelled transactions will not be considered.
- Government transactions, cash withdrawals, cash advances, fees and charges are excluded.
- Current and Savings Account entries are calculated based on the increase in your average balance compared to your balance on 31 August 2026.
- Your account or card must remain active and in good standing at the time prizes are awarded.
روابط ذات صلة
الشروط و الأحكام
- The draw will be conducted on draw dates published as part of the campaign post completion of the Bank’s eligibility and transaction validation process.
- Winners will be selected through a random and independently verifiable digital draw system determined by the Identified representatives from the of Bank and Fujairah Municipality.
- Each eligible customer may win only One prize on each draw date as per the campaign terms and The Bank’s determination of the winners, subject to applicable laws and regulatory requirements, shall be final.
- The Bank may select reserve winners in case a selected winner is subsequently found to be ineligible or cannot be contacted within the specified period.
- Any misuse of the NBF Card to effect fictitious transactions through POS terminals at merchant outlets or through other means shall not be eligible for Cashback. The Bank may, at its sole discretion, add to, or remove from, the above list of exceptions. The Bank’s decision as to what constitutes an eligible transaction shall be final, conclusive, and binding.
- NBF Cashback offer is valid for personal use only. In case the card is used for business purposes, the Bank reserves the right to withdraw the Cashbacks awarded.
- If, in the Bank’s sole judgment, the Bank considers that the Cardholder has in any way violated the terms and conditions of the NBF credit or Debit Card, the Bank may, at its sole discretion, suspend, disqualify, cancel, and/or reverse all the Cashbacks earned upon intimation to the card holder.
- Winners will be contacted using the contact details registered with the Bank.
- Cashback or draw entries are not transferable, exchangeable, or redeemable for another product / service.
- The Bank reserves the right, subject to applicable laws and regulatory requirements, to amend, suspend, extend, or cancel the campaign where reasonably necessary due to regulatory requirements, operational circumstances, fraud, abuse, technical issues, or other circumstances beyond the Bank’s reasonable control.
- Customers are responsible for ensuring that their contact details registered with the Bank are accurate and up to date. The Bank will not be responsible for a customer’s failure to receive campaign communications due to outdated or incorrect contact information.
- These Terms & Conditions are subject to the laws and regulations applicable in the United Arab Emirates and the jurisdiction of the Bank. Any matter not expressly covered by these Terms & Conditions shall be determined by the Bank in accordance with applicable laws and regulatory requirements.
- In the event of any discrepancy between campaign promotional material and these Terms & Conditions, the final approved campaign Terms & Conditions published on campaign page of National Bank of Fujairah’s website shall prevail, subject to applicable regulatory requirements.
- The Bank’s records shall be used as the primary source for determining qualifying transactions, eligibility, cashback, and campaign entries, subject to applicable law and regulatory requirements.
